The outdoor planner, with regard to mesh link AND client modeling is indeed accurate, as we base the coverages and antenna patterns on real-world range testing. I would suggest you snag the outdoor planner user guide and look through the sections on design margin. The deisgn margin section pertains to setting a 'headroom' based on the environment type. If you are not changing those values from the default, the planner is assuming complete and clear line of sign from the client to the AP, which in that case can go pretty far.
For client coverage, I usually use design margins of 9-12dB average, 15 if I know there will be lots of obstructions. From the same page you set your client type models, 15dB for HT20 should be fine for laptops. If you are modeling for phones and tablets I would go lower. After that, you set your AP, bands, antennas, headings and downtilts, etc and usually assume max power of the AP, but you can change this as well. After that is where you select your client data rate and mesh link SNR and Data Rates. I think the default SNR starts with -55 and steps up in 5dB increments, which is really unrealistic. I usually us -75 or -78dB and do 3dB step down increments (-78, -75, -73,-70, -67) which is a more realistic client SNR for larger range outdoor deployments. Same for data rates, the default start with 60Mbps for HT20, which is useful only in close range. I like to do 5Mbps, and step up in 5Mbps increments up to max of 25Mbps.
Note that the planner takes in to account the AP power output and the client power output and figures out bidirectional rates and SNRs based on the link budget you design above. So you will see in many cases the downlink speeds are faster than the uplink speeds since usually the APs are 'louder' than the clients.
If you just want to build a flat-rate assumption of client range versus throughput, you can model that yourself with the planning tool, and use multiple placemarks to represent different AP and antenna configurations. But the planner is as realistic and accurate as the data put in to it. If you want to send out the KMZ you are working with, I can look at it and offer any suggestions.